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Mesquite ISD
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Rent-To-Own Information

View the Property
Lock box combinations are available on the webpage for the homes. If you have additional questions call everyday 9-9pm at 214-824-6886 or 6-9pm M-F and 9-9pm weekends at 214-906-2983.

Qualifications
We check photo id(s), verifiable income (paycheck stubs for past 30 days, bank statement or tax return only), evictions and convictions. We will not accept any computer generated letters for verification of income. Any evictions in the past 5 years and any felony drug convictions within the last 10 years will disqualify applicant(s). Section 8 is not accepted.

Application
If interested in any Rental or Rent-To-Own property, applicant(s) will need to come to the office, fill out an application and satisfy the above requirements. A non-refundable application fee of $50.00 is required before an application can be checked. Upon approval applicant(s) can leave a deposit and sign the lease to hold the house for up to 30 days* with regular deposit. *With deposit specials only 15 days.. Download Application in .pdf format.


Rent-To-Own

You can Rent-To-Own! Owner financing is available in 15, 20 & 30 year mortgages. Monthly payment includes principle & interest on the loan and escrow (taxes & insurance). Principle & interest are what you pay on the loan for the house and these payments are fixed; they do not change. Escrow payments are made in order to pay your property taxes and insurance; these payments are variable which means they will go up over time as taxes & insurance increase.

Example:

Rent to Own

30 Years @ 10% fixed interest

Price: $80,000 P&I $676.06
Down: $3,000  + Escrow $95
Loan: $77,000 $771.06 mo.

The contract is a long-term lease with a purchase option. After making payments for the designated amount of time (15yr, 20yr or 30yr), you will have paid off the house. You can even pay the balance of your house off early with no penalty!

It's easy! Bring in the application, id(s), paycheck stubs, application fee, down payment and sign the contract to move in!